Things are doing fine on the net worth front. I got paid this morning and according to Mint I’m at:
$20,111.61 in cash (savings and checking)
$41674.17 in retirement investments
for a total of $61785.78, representing an increase of $1269 in March. This is a little low as an increase, because of the car repair I paid for this month, but it’s fine. Who can argue, really??? My emergency fund has been partially replenished once I got paid and is now back up to $3840, and I made a substantial contribution to the life fund too, which is at $14,522. Ticking along.
…of $22, state and federal combined 🙂 Actually, this is great news, since I made several thousand dollars in fellowship last year that didn’t have anything deducted from it, so I was worried I’d have to pay this year. On the other hand, my job deductions were very strange due to the lump-sum payment I got in the fall, so I was pretty sure that enough “extra” had come out of that one to compensate. And it did, obviously, working out almost exactly equally. I spent about $20 on brunch today, which I don’t do often these days, so that’s that.
Anyone have a more exciting tax return story to tell?
Another one of those funny pieces of financial behavior that I’ve been doing for a while but is maybe weird?
Continue reading “Is this taking “treat your credit card like a debit card” too far?”
My freelance check showed up! $1250. Not life-changing but also not bad. I immediately transferred it into the “life fund” which is now over $13,000 again. (It was up to $15,000 or so last year before I moved some of it into my IRA.) Even with that, I am still under $60,000 though! Between the car repair bill, paying rent, and taking my cash draw out…. Close, though, and when I get paid next week I’ll be back over $60K, and also be able to transfer $650 into the life fund and $190 into the emergency fund.
Continue reading “That does brighten the day (slash car musings)”
Hi! Yes, it’s been two months 🙂 I’m definitely not in a place where I think about my money every day, or even every week. Which I guess is kind of good? But after two months I wanted to drop in here with at least a quickie net worth update. Here’s where I’m at:
TOTAL NET WORTH: $60516
Hey, excitement, I made it over $60K! Less excitement, I will very shortly be back below that due to paying rent and also paying for a car repair. It’s still “pending” in my credit card, so about $400 of that money in checking will disappear tomorrow when I pay that off. It’s my first test of the infinitely refreshing emergency fund concept. It does bother me a little to see my e-fund down around $3600 when it was just broke $4000 a couple weeks ago, but I think it’s still a good idea to just keep refilling it on schedule rather than scramble to get it back up to where it was ASAP.
I should also have a substantial freelance check, a little over $1000, arriving this month. The company has a really annoying new online system for paying out and it’s taking forever! But I don’t think it will be much longer; it’s already been over a month.
Generally, how are things going? Well, ok. I’ve been working really, really hard the last couple of weeks on the end of a big project at work and I turned in a not-quite-final draft of that earlier today. Still got a ways to go, but it was a big step. Speaking of work, I should have news on the job front pretty soon — but not today.
Politics…well. Sigh. I’ve been working on the resistance too. Although I had to back off the last couple of weeks and work on my work project instead of going to meetings constantly 🙂 I’m glad I’ll have a little more time for the next few months to do stuff in my community.