Hi 🙂 Checking back in.
Things have settled back into “pretty boring” for my net worth now that the new job is well underway and all the bouncing around from unemployment (no money), unemployment compensation (a bunch of money at once), moving (money going out), moving reimbursement (money coming in) is over.
My net worth is up to $67,819 right now, which is pretty good. Projecting ahead to the end of the year, I anticipate adding roughly $3500 to that during (collectively) November and December. That would put me well over $70,000 to end the year. For the last couple of months I’ve done better per month, largely because I had free housing during September and October — I only had to pay out a couple hundred in housecleaning, hostess gifts, and the like. But now the housesitting gig is over and I’ll be renting a room for $1000/month (including utilities, so this is a flat fee that encompasses all my housing) through the academic year. So my savings/month will drop accordingly. I think I can make it work to put aside $1000 in cash every month. Between me and my employer match (woo!) another $900+ is going to retirement. That cash savings amount depends on me being really frugal though and that’s been a challenge the last couple of months. I’m working a ton, very tired, and not operating in my own kitchen/pantry (though I did bring a bunch of things like spices with me.) The confluence of all that is that I’ve been eating out way more than I normally do. I also spent a few hundred more dollars than planned on travel last month, money I had to take out of my Life Fund since my travel fund was totally drained already.
I did decide to buy my friends’ car from them. Like my previous car, it’s hella old, but it’s in better shape. I had planned to get a much newer used car and have it last a decade, but I’ve been driving this one around for a few months now and it just seems…fine. There’s nothing really wrong with it. It doesn’t have any of the fun bells and whistles I’d been anticipating (there’s still no place to plug my phone in, which is a pretty minimal whistle) but it would save me so much money that I think I should just do it. The actual transaction won’t take place for a while and before it happens we’ll get a good inspection and find out if anything likely needs to be fixed. I think the goal for me would be to get another 4-5 years out of it. Maybe by then we’ll have self-driving cars, who knows.
Last thing, my web hosting runs out at the end of this year and I think I’m going to let the blog go when it does. I’m not updating enough to make the money (even though it is fairly minimal) worthwhile. It makes me a little sad, because this community was such a big part of my life for a while there. I’m thinking I might resurrect my twitter account for the occasional check-in instead.