I Get By With a Little Help: Singleness and (Financial) Dependency

A post I loved recently was Stefanie from The Broke and Beautiful Life on why she’s planning her financial life as if she were going to be permanently single — whether that ends up happening or not. Obviously I’m doing the same thing, although my personality and romantic history make me feel more strongly that I’m likely to stay single than she does 🙂

A pretty interesting discussion also developed in the comments. A number of older women cautioned that everyone should plan not to depend on others; Tonya put it really concisely when she said “It’s too easy to become complacent and dependent on someone else,” citing the example of her friends who married in their 20s and then were unexpectedly divorced ten years later.

Continue reading “I Get By With a Little Help: Singleness and (Financial) Dependency”

Deciding on a Retirement Plan Beneficiary (Especially When Unmarried Without Children)

I don’t usually write technical posts, but this one is, more or less, so it needs a big giant disclaimer on the front: I am (OBVIOUSLY) not a financial professional. Please consult someone who actually knows what they’re doing before making any serious moves.

OK, now that we’ve got that out of the way, I’m going to give you some solid advice: whether you’re single or married, make sure your retirement account beneficiaries are properly named and for heaven’s sake, get a will made. [Full disclosure: I’ve done the first, but not the second; it’s on the list for this year.] Continue reading “Deciding on a Retirement Plan Beneficiary (Especially When Unmarried Without Children)”

Finding a Home for Future Me: Creative Housing Options for Solo Retirement

Single Retirement HousingI got an email from a reader the other day — which was cool! I love getting emails! — that said, in part:

Hi, I am so happy to have found your blog! I didn’t know if I’d ever find another single woman in her thirties who writes about personal finance and cooking! I [was frustrated] with only ever hearing from writers who are partnered, which makes for a completely different financial context than my own…. It’s so great to see another me out there!

The writer is planning to start her own blog (which is awesome, and I look forward to plugging it here whenever it launches). I’m looking forward to the company! There aren’t that many 30- and 40-something long-term single bloggers out there; it’s one reason why I really appreciate Tonya from Budget and the Beach. Continue reading “Finding a Home for Future Me: Creative Housing Options for Solo Retirement”