Okayyyyyyyyy. Obviously I’m not really updating anymore — for a combination of reasons. Partly, as my finances stabilized I had less to say about them; partly, I’ve been distracted by politics; and partly, I wasn’t really sure what was going on. For a while I thought I might be volunteering, but then I ended up taking a job after all. My old contract was up on June 30 and my one didn’t start til August 15 — meaning six weeks without my regular income. That hasn’t been a problem, since I had plenty of savings to work with, but I definitely didn’t keep as much of an eye on my spending as I might have over the summer. That was a little intentional, since I wanted to make it a really great summer with friends (I had to move for the new job). But I did also end up spending some money I didn’t need to at all. I don’t even know how much, since among other things I stopped keeping track for a while. I figure I’m going to reset YNAB for September when I get my first paycheck and start over again with the tracking.
Anyway, I just haven’t been that inspired to write, clearly. But today something happened that is relevant to this blog, namely, I pulled a little trick with my new housing situation and saved myself $1000.
First of all, can I say how much I miss my old city/housemates? I loved the people, I loved the house, and it was $400 a month including utilities. Sigh. Where I am now is much more expensive, especially close to where I’m working. That is, the cheaper parts of my new city are also a lonnnnng commute.
I got an offer to housesit pretty close to work for the first two months of being here, which obviously I jumped all over since (a) free! and (b) free! I also thought it would be easier to find a longer-term situation when I actually lived in the new city, vs. just emailing people. I have good friends who live here, too, so I knew that if it took me longer than expected to find a good place, and I needed somewhere to stay post-housesitting, I’d be able to stay with my friends for a while.
And lo and behold, I just found a room to rent in a house within walking distance of work that I can actually afford. It is $1000 a month (utilities and cleaning service included) which is…a lot…but is literally hundreds of dollars a month less than most other ads I was seeing. So that’s good.
But here’s the part where I save $1000. First of all, by deciding to go with this rather than looking further out into the city, I am going to save $500 (divided over the next eight months) by not having to pay for a parking permit at work. I can walk or bike and leave the car at home! And second of all — and believe me, I feel really smart about this — I asked if I could put off moving in for two weeks. They said yes, and voila, that’s half a month’s rent I don’t have to pay, or another $500.
I don’t know if I’ll check back in with an early September net worth update; probably not since I don’t think everything will have stabilized yet. (I won’t know what my new income will be exactly until my second paycheck, mid September, after I have time to set up my retirement contributions and so on, and meanwhile, I’m still in the process of rolling over my old 401(k) and I don’t know when that will show back up in my net worth tracker.) October seems like a good month to pop my head back in and by then things should have settled into a routine again. See you then!