No, I’m not starting a new series, just entertaining myself 🙂
Let’s talk about how screwed up the American health care system is! I was stupid yesterday and tried to cut a slightly unripe peach into a pot, not on a cutting board, so naturally I sliced open the middle finger on my left hand with a really sharp knife. It’s not going to kill me; the slash is maybe 1.5 cm. But honestly, it could probably have used a stitch or two. It’s opened itself back up a couple of times since I stopped the bleeding the first time. Am I going to get that done? Nope! Even though I have health insurance. It’s just not worth the co-pay not to mention the time spent hanging out in the emergency room waiting to be seen. Now, once upon a time I was in Spain, and I got an infected blister on one foot (yes, it was as fun as that sounds.) My friend dragged me to a walk-in clinic, where they saw me after a five-minute wait, and after sighing when I said I didn’t have a EU identity card, sent me on my way without even charging me anything. Oh well.
Buckling down on spending is going ok. I couldn’t resist a bunch of awesome produce at the farmer’s market (it’s just that time of year) but it’s really good to be back to a mostly cash economy. I feel totally guilt-free about spending on random treat-y things (coffee, rose water, fresh ricotta) as long as I’m using cash to do it. Overspending on cash in July led me, in part, to having to use a credit card several times and I just feel all twitchy about it. I guess I’ve retrained myself, financially speaking, and that’s a good thing; giving myself enough space to spend on stuff that’s not necessary, while also giving myself firm boundaries (no random trips to the ATM during the month), is a good way to go, I think.
Thanks for all your responses to the house buying post. Funnily enough, one of the people at Blogging Away Debt had a post up asking more or less the identical question on Friday. So I benefited from both sets of responses! I honestly have no idea what I’ll end up doing, but I do feel more educated, so I like that, no matter what happens next. I’m also thinking about the potential costs of having a pet; I love love love living with my housemate’s dog and cat — so nice to curl up with a little warm body 🙂 I don’t know; maybe even if I do stay in this town, I’ll wait a year or two after all and just keep living here. I could probably make life a little more “permanent” in this house by unpacking more of my personal stuff, so I don’t feel like I’m just living out of suitcases…. Oy, I don’t know. I guess the first order of business is even to figure out if I’m staying here or moving on.
Other than that, I’m just waiting around for my paycheck to hit on Friday. I really want it to get here because I will finally hit my emergency fund goal, so for like the last two weeks I’ve just been staring at my bank account hoping it’ll magically appear really early for some reason. Shockingly, it hasn’t. Go figure.