Look, I spoiled it right in the header, and I’ve been spoiling it for a couple of weeks on twitter. But it’s still exciting! I’m finally here — and after nearly giving up on making it before my 40th birthday, earlier this year, instead I’m celebrating it five months early.
It was a good spending month:
My target monthly spending is $1000, so that is just about where I want to be — a tad over, but not terrible. I took one short trip to see family a couple of states over; I drove, stayed and ate with them, and drove home, so it was a pretty cheap trip — gas and buying a few groceries while I was there.
My complete non-grocery, non-drugstore spending for the month: one Democratic Party tshirt, one set of wiper blades for my car, one carwash (trust me this was necessary, don’t ask), one Washington Post subscription, one local newspaper subscription, drinks out with a friend who was moving, earbud covers, one movie rental, one cake pan, and postage for sending my goddaughter a notebook.
I do think that $250 is a little tight for a monthly combined groceries/slush budget. It’s doable, but I think every month would be a struggle. My September budget has $300 in that line (compared to around $450 for the combined line in my typical budget while I was full-time employed) and we’ll see how that goes.
All right, nobody cares about how I bought earbuds, I know. Drumroll, please:
Obviously, it was a great month! The stock market did well; I got $1700 in growth alone, not counting contributions. Even without that though I would have been over the $100,000 mark! About $2000 in growth came from my final pay period from my full-time job. I also received about $1600 in freelance income which is earmarked for September’s bills.
I had a few small income bits, both of which went into my emergency fund: $90 from a mail-in rebate from my recent contact lens purchase, and $73 from my quarterly Ebates check. (<–referral link. Disclaimer: this one was a lot because I bought the contact lenses through Ebates; I don’t spend much online or, you know, at all, so normally this is more like $15-30. I love it though.) Anyway, because of this I’ve now met my emergency fund target contribution for the year and will stop contributing to it until January. It’ll be nice to have a little break from that in my budget.
I am very happy to be not only over $100K, but reasonably convincingly over $100K! $102,524 feels like I have a shot at not slipping back within the next few months, unless the markets REALLY crash. I will have a “how I did it” post coming up soon, looking at the journey from $0 to $100,000 (!) in some detail, so I’ll stop there — these net worth posts always get so long! This is one I’ll probably want to look back on, though.