First of all, I realized I’d been overspending like whoa. I wrote about that, and that was good, because I basically stopped; I swiped my credit card this morning for the first time in ten days, and it was for a reimbursable work expense.
Second of all, speaking of work, it has been heavy. It’s all good stuff, but I’ve been pretty overwhelmed, hence the radio silence. The huge project I’ve been working on is debuting tomorrow, so that’s good, but now I have several weeks’ worth of neglected other projects to catch up on. It could be a while until I’ve totally righted the balance, both at work and in my finances.
It was enough of a messy month, and I’m rushed enough still, that I’m not going to do a whole accounting of my spending (just picture a lot of red category balances and you’ll have a decent idea), but here’s the net worth numbers:
The reason I’m not showing debt, even though I did actually go over in a bunch of spending categories, is that I used some of August’s money (income I made in July) to pay off my credit card already. So my checking account is low now, but if I can get through August without doing a bunch of totally random spending, I should be back on a more even keel again.
I’m kind of disappointed with this month; the market going way up (in time to make my first retirement contribution this month “expensive”) and then going way down again, didn’t help, and neither did my overspending. A $1200 increase is way off where I want to be every month (I aim for a $2000 increase). However, I do feel like I’m turned around in a positive direction, so fingers crossed for a good August.