Not, more or less, my mood, but definitely my IRA. It’s done nothing but slide for a week, wiping out many of the gains it had made.
And I feel…ok about it! I mean, not as great as I’ve felt when it’s gone up $30 in a day (remember, my account is really small) but ok. I have reasonable confidence that over the course of the next 30 years, things will sort themselves out and I won’t end up actually losing money, even if I don’t make 25% back or whatever.
This seems like a good thing. No panic!
In other news, I’m kicking around August goals. August is a short month for me because I’m taking several weekend trips; I’m setting a goal of $350 in side hustle income (last month I did $485, just $15 shy of my $500 goal) of which I’ve already made $70, as of twenty minutes ago. Hopefully it turns out to be doable even with the travel. It would sure help if I sold one or two of the books I have listed on amazon right now….
Anyway, I’m wondering if I should apply that side hustle money to my credit card debt instead of my IRA. I think I shouldn’t — I think I should stick to the plan of putting the side hustle money where I can’t randomly spend it — but it’s tempting. I’d be out of debt a month or two earlier than I otherwise would be and it would free up so much cash flow from my real-job income.
I’m reminding myself, though, that I shouldn’t steal from the future just to fund my somewhat irresponsible recent past 🙂 Also, that last $2100 of CC debt is on a 0% card, so it’s not costing me anything in interest to go the slow and steady route. I feel itchy about it though!